State Financial Loan Programs
As the creators of the EMP Freedom Chair, we feel strongly that a lack of money shouldn’t prevent anyone from being able to live life beyond the pavement and enjoy the freedom of outdoor mobility. We’ve already created this list with some helpful suggestions for financial assistance, but we want to do more to help. Read on for a list of Financial Loan Programs organized by State.
Alabama
Alabama Ability Loan Program

“Alabama’s Alternative Finance Program (The Ability Loan Program) for individuals with disabilities and their families allows applicants to borrow money at low-interest and/or for extended terms for the purchase of assistive technology, adaptive equipment, and related services. Alternative financing needs may include but will not be limited to a means of: a) paying for devices not covered by public programs; b) providing a loan sooner than other public programs, and/or; c) having another funding source available.”
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Alaska
Assistive Technology Loan Fund

“The Assistive Technology (AT) Loan Fund helps improve the quality of life for individuals with disabilities through a flexible loan option program that allows them to purchase needed AT to improve independence and productivity which will decrease the need for public support. This option may allow customers to access a lower interest rate and/or longer term repayment timelines based on their individual needs.”
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Arizona
Arizona Loans for Assistive Technology

“AzLAT is an alternative financing program designed to assist individuals with disabilities (or others on their behalf) to borrow money at affordable rates for the purchase of assistive technology. Qualified applicants (persons who can demonstrate ability to repay the loan) may be approved to borrow money in amounts ranging from $500 to $20,000. Pre-loan support services, flexible repayment terms, below market interest rates, and no prepayment penalties are unique features of this consumer responsive program which are not often found through more traditional lenders.”
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California
Freedom Tech Financial Loan Program

“The FreedomTech Financial Loan Program provides low-interest financial loans for Californians with disabilities and their families to purchase needed assistive technology (AT) when other funding sources are not available. Applicants can request loans from $500 to $15,000. FreedomTech also provides financial education and resources.”
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Arkansas
Increasing Capabilities Access Network

“iCAN is the Arkansas statewide Assistive Technology program designed to make technology available and accessible for everyone who needs it. Assistive technology (AT) is any kind of device or tool that helps people live, learn, work, and communicate more independently. . . . The services offered by iCAN are available to all Arkansans, regardless of age, geographic area, disability, income or eligibility for any other service.”
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Connecticut
Connecticut Tech Act Project

“ATLP is a low-interest financial loan to help individuals with disabilities or their family members purchase Assistive Technology devices and services needed to enhance independence and/or functioning in the community, education and/or employment.”
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